Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
If you're over 55 and own your home, equity release could help you unlock tax-free cash from your property without the need to sell or move. Also known as a lifetime mortgage, it allows you to borrow against your home’s value or sell a portion of it in return for a lump sum or regular payments. Some plans even let you release more funds later if needed. If you still have a mortgage, it must be repaid using the equity release funds.
Yes it is. We are fully regulated by the Financial Conduct Authority (FCA) and follow the strict guidelines of the Equity Release Council to ensure your protection. With our lifetime mortgages, you or your estate will never owe more than your home’s value, as long as it is sold for the best possible price.
There are no restrictions on how you spend the money, it’s entirely up to you. Whether you want to renovate your home, buy a new car, pay off debts, or simply enjoy a more comfortable retirement, equity release gives you the financial freedom to make the most of your later years.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership Sheffield, we specialise in straightforward, tailored advice on equity release and later-life mortgages. With years of experience, we help homeowners make informed financial decisions with confidence.
We know that releasing equity is a big decision, and we take the time to understand your needs, explain your options clearly, and guide you through the process from start to finish. Our mission is to make everything as simple and stress-free as possible while helping you secure a brighter financial future..
We compare a wide range of plans to find the best solution for you.
We handle all the paperwork and admin, so you don’t have to.
With a reputation for honest advice and outstanding service, you’re in safe hands with us.
Here’s what to expect when you work with us for equity release, if you live in Sheffield.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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